10 Mistakes That Could Ruin Your Social Security Disability Case

Did you know over 65% of initial Social Security Disability (SSD) claims are denied?

For many, this denial can lead to financial hardships, stress, and uncertainty about the future. At Burgess & Christensen, we’ve spent more than 40 years helping individuals avoid these pitfalls and secure the benefits they need.

Our team has worked with countless individuals in their SSD journeys, ensuring that they avoid common missteps that could jeopardize their claims. Today, we’re sharing a guide to help you understand and avoid 11 critical mistakes that can cost you the benefits you deserve.

1. Failing to Meet the SSA’s Definition of Disability

The Social Security Administration (SSA) has a very specific definition of disability: you must not be able to engage in any substantial gainful activity (SGA) because of a physical or mental impairment that is either lasted or is expected to last for a continuous period of at least 12 months or result in death.

Unfortunately, many applicants misunderstand or fail to meet these criteria.

Some conditions, like advanced arthritis or certain heart diseases, often qualify while others, like minor back pain, may not unless they severely limit your daily functioning.

Make sure your condition aligns with SSA’s strict standards and is well-documented by medical professionals.

2. Missing Deadlines

The SSD process involves strict deadlines for applications, appeals, and document submissions. Missing even one of these deadlines will lead to automatic denial.

Stay organized by using reminders, calendars, or even legal assistance to keep track of important dates. Meeting deadlines demonstrates your commitment and seriousness about your claim.

3. Failing to Provide Sufficient Medical Evidence

The strength of your claim often comes down to the quality of your medical evidence. Simply stating that you have a condition isn’t enough; you need concrete proof, like diagnostic test results, specialist evaluations, and treatment records.

For example, if you’re claiming disability due to severe back pain, an MRI showing nerve damage or spinal issues can strengthen your case. Always include as much supporting evidence as possible and make sure it’s up to date.

4. Failing to Follow Prescribed Treatments

Not following a doctor’s recommended treatments—like medications, physical therapy, or surgical procedures—can hurt your claim. The SSA may assume that if you’re not pursuing treatment, your condition isn’t severe.

However, there are legitimate reasons for non-compliance, such as side effects or financial barriers. If this applies to you, make sure your doctor notes these reasons in your medical records, and communicate them clearly during your application process.

5. Giving Up After an Initial Denial

Receiving an initial denial can feel discouraging, but it’s not the end of the road. Many successful claims are approved during the appeals process, where you can present additional evidence and clarify misunderstandings.

Stay persistent. With the right legal guidance, you can challenge the denial and potentially secure the benefits you deserve. Don’t give up too soon!

6. Incomplete or Inaccurate Information

Submitting incomplete or incorrect information is one of the quickest ways to derail your claim.

The SSA relies heavily on details about your medical history, work background, and daily activities to determine your eligibility. Missing or inconsistent details can cast doubt on your case.

Before applying, gather a checklist of essential information, including work history, medical providers, and financial documents (SSI only). Thorough preparation upfront can save you significant trouble later.

7. Inconsistent Statements

Inconsistencies in your application can raise serious red flags. If your medical records, work records, or self-reported symptoms don’t align, SSA may question your credibility.

To avoid this, always be truthful and consistent in your statements. Review your application carefully and ensure your doctor’s notes reflect your condition accurately.

8. Underestimating the Impact of Your Disability

Many applicants unintentionally downplay the effects of their disability, thinking it’s unnecessary to detail every limitation. But, for the SSA to approve your claim, they need to understand precisely how your condition impacts your ability to function.

Whether it’s difficulty sitting for long periods, challenges with mobility, or trouble maintaining focus, these details matter. Keep a journal or ask family members for input on how your condition affects your daily life. Accurate documentation paints a full picture of your struggles.

9. Overstating or Exaggerating the Disability

It might seem tempting to exaggerate symptoms to make your claim more compelling, but exaggerating your condition can backfire. The SSA often cross-checks information and may consult independent medical examiners. If your claim is flagged for exaggeration, it can seriously harm your credibility and case.

Stick to the facts. Clearly describe your symptoms without overdramatizing them. An honest and accurate application always has a better chance of success.

10. Doing It Alone (Taking a DIY Approach)

Filing for SSD benefits is a complex process, and going it alone can lead to unnecessary errors. Many applicants struggle with understanding SSA rules, gathering evidence, or representing themselves at hearings.

An experienced attorney can make a significant difference by handling the legal complexities for you. From preparing your application to representing you during appeals, having professional support can increase your chances of success.

Claiming Social Security Disability in Georgia? We Can Help.

Avoiding these common mistakes can significantly improve your chances of securing Social Security Disability benefits. At Burgess & Christensen, we’re committed to guiding Georgia residents through this challenging process.

Don’t risk your financial future by going it alone or making critical errors in your claim. Contact us today for a free consultation. Let us stand by your side and fight for the benefits you deserve. Call 770-422-8111 or visit our Contact Us page to get started!