Coordination of Social Security Disability Benefits with Other Benefits

Many people are eligible to receive disability benefits from more than one source. For instance, you might be able to claim benefits through Social Security Disability Insurance (SSDI) and a long-term disability policy offered through your employer. When that happens, it is important to coordinate the different benefits properly, or you could lose out on payments.

An attorney with a thorough understanding of different types of disability benefits can help develop a plan to ensure that you retain eligibility and collect the maximum amount available to you. At Burgess & Christensen, we focus our practice on Social Security disability issues, so we are able to help our clients understand the coordination of Social Security disability benefits and other forms of benefits and other forms of benefits. When you are no longer able to work due to a disability, it is important to be able to meet your needs and provide for your family, and we are dedicated to helping you achieve the resources to accomplish those critical goals.

Short-Term and Long-Term Disability Insurance

Disability insurance offered through an employer can provide an important source of income when you are prevented from working and you have not yet qualified to receive benefits through the Social Security Administration. It is important to pay close attention to the details of the policy, because they can vary tremendously and have a big impact on what you are eligible to receive.

Many employer disability policies require those suffering from a long-term disability to apply for SSDI benefits and when those benefits are approved, the amount received from the insurance policy will be reduced to offset the funds provided through SSDI. Policies also often specify that if a worker receives SSDI benefits that are retroactive and overlap with benefits received from a long-term disability policy, the recipient will need to reimburse the insurance company for the amounts paid during the overlap period.

Workers’ Compensation

When you receive benefits through workers’ compensation, it is also important to understand how those benefits coordinate with SSDI or Supplemental Security Income (SSI) benefits. In some cases, your SSDI benefits will be reduced by an amount to offset what you are receiving through workers’ compensation.

Coordinating with VA and Other Types of Benefits

Qualifying veterans may be eligible to receive SSDI or SSI benefits in addition to their VA disability benefits.

If you qualify to receive pension benefits from an employer who withheld Social Security taxes, those may not affect your SSDI benefits, but the income could impact SSI benefits. Every situation is unique, so it is a good idea to consult a disability attorney to discuss the need to coordinate benefits in your particular circumstances.

Burgess & Christensen Protects the Full Range of Your Interests

At Burgess & Christensen, we look at the big picture when it comes to disability benefits. We work to ensure that our clients have the resources they need, and that means we look at various ways of obtaining those resources. While we understand Social Security Disability benefits, we can help coordinate benefits to provide the most advantageous solutions in your particular situation.

For a no-cost, confidential consultation to discuss the ways we can assist you with disability benefits, contact our team today.